Need an appraisal in Brooklyn or Kings County?

Here are the top 7 reasons NY homeowners use Scott H. Gallant & Associates Inc.:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a NY property tax assessment
  3. Remove PMI to reduce a mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a NY divorce, when property needs to be divided
  7. Settle an estate in NY by determining the true market value of property in question

Need help determining the price of your home in or near Brooklyn, NY?
Contact Scott H. Gallant & Associates Inc..

We at Scott H. Gallant & Associates Inc. understand the individual needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value report than yours.

Need to remove PMI?

An attractive way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are qualified in helping clients just like you rid yourselves of unwanted PMI insurance.

Challenge Tax Assessment

If you live in a region that is declining or is not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal report from Scott H. Gallant & Associates Inc. is your chief weapon.

HELOC recently frozen?

If your house is in or near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Scott H. Gallant & Associates Inc. can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd prefer to have an expert double-check it for accuracy or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Scott H. Gallant & Associates Inc. can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.